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Kay & Company

An Insurance and Retirement Planning Organization

1746 Litchfield Turnpike, Woodbridge CT. 06525

Phone (203) 397-2200  Fax (203) 389-7010

Registered Representative of Park Avenue Securities LLC (PAS). Financial Professional of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is an indirect, wholly-owned subsidiary of Guardian. Kay and Company is not an affiliate or subsidiary of PAS or Guardian. Securities products offered through Park Avenue Securities LLC (PAS), member FINRA,
SIPC. OSJ: 197 Scott Swamp Rd Farmington, CT 06032, 860-677-2600.

Important Disclosures.

Required Disclosure This material is intended for general public use. By providing this material, Kay & Company is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.

2018-59011 Exp 5/20